Suite 301 · Speed

Fast mortgage websites, built to score 90+

Fast mortgage websites appear instantly on a borrower’s phone. Every page in the suite is pre-built static HTML on a global edge network with optimized images and almost no blocking scripts, built to score 90+ on Google PageSpeed Insights and measured after launch.

Why it matters

Speed is the first impression

Answer first: borrowers judge a lender’s site before they read a word. In a 2020 study for Google, Deloitte found that a 0.1-second improvement in mobile site speed was associated with 8.4% more conversions for retail sites and 10.1% for travel sites (Deloitte for Google: Milliseconds Make Millions (2020)). Mortgage isn’t retail, but the lesson about patience on phones carries over.

Definition

Core Web Vitals: Google’s three field measurements of page experience: Largest Contentful Paint (loading), Interaction to Next Paint (responsiveness) and Cumulative Layout Shift (visual stability). Google rates a page good when 75% of real visits are within 2.5 seconds, 200 milliseconds and 0.1 respectively.

Tolly sprinting with a stopwatch while a website window flies alongside

Core Web Vitals ‘good’ thresholds (Google)

LCP (ms)2,500INP (ms)200CLS (×1000)100
Source: Google Search Central: Core Web Vitals, checked 2026-10-19. LCP in milliseconds, INP in milliseconds, CLS as a unitless score ×1000 for display.
Show the data table
ItemThreshold
LCP (ms)2,500
INP (ms)200
CLS (×1000)100

How we build for speed

Six decisions that make pages fast

  • Static HTML generated at build time, no database on page load
  • Modern image formats, exact sizes, lazy loading below the fold
  • Self-hosted fonts with swap, no layout jumps
  • No page builders and no plugin stack
  • Analytics only after consent, loaded after the page
  • Served from a global edge with compression and caching

Our own numbers

Measure us, not our promises

This site is built the same way as client sites. Run any page through PageSpeed Insights yourself. After launch, your launch report lists the measured scores for your key pages.

90+
PageSpeed target on every page we buildOur build standard
0
Page builders or plugins on client sitesOur build standard
100%
Pages with fixed image dimensionsOur build standard
Hands typing code on a laptop at a wooden desk

Static pages, built in code, measured after launch.

Checklist

What we do for speed on every page

This is the build checklist we run on every page we ship. Our own site is built the same way, so it’s the proof.

  1. Static, pre-rendered HTML for every page
  2. Images in WebP with explicit width and height
  3. Hero image loaded eagerly, everything else lazily
  4. Fonts self-hosted, subset, font-display: swap
  5. JavaScript only where a page needs it, loaded after content
  6. No third-party scripts before cookie consent
  7. Security headers, HTTPS and long-lived caching for assets
  8. Launch report with measured PageSpeed scores

Options compared

DIY builder vs agency vs the suite

A fair, general comparison of the three usual ways to get speed on a mortgage website. It describes typical approaches, not named vendors.

speed: DIY builder vs typical agency vs Mortgage Funnel Suite
DIY website builderTypical agencyMortgage Funnel Suite
Typical architecture Dynamic templates + appsVaries (often a CMS + plugins)Static HTML on an edge network
Speed target Depends on templateRarely statedBuilt to score 90+
Image optimization Partly automaticVariesEvery image, every size
Ongoing speed upkeep YouBilled hourlyIncluded
Measured after launch NoSometimesYes
General comparison as of October 2026. Individual builders and agencies vary.

Ask the front desk

Questions about speed answered

  1. YouHow fast should a mortgage website be?
    Funnel Suite team

    Google’s Core Web Vitals give the clearest targets: Largest Contentful Paint within 2.5 seconds, Interaction to Next Paint under 200 milliseconds and Cumulative Layout Shift under 0.1, measured at the 75th percentile of real visits (Google Search Central: Core Web Vitals). We build every page to score 90+ on PageSpeed Insights and to pass those thresholds.

  2. YouDo you guarantee a PageSpeed score?
    Funnel Suite team

    We build to score 90+ and we measure your live pages after launch and share the results. We don’t promise a number before measuring, because third-party scripts you add later (chat tools, ad pixels) can change it.

  3. YouWhy are template and plugin-heavy sites slow?
    Funnel Suite team

    Most slow mortgage sites load large page builders, many plugins, unoptimized images and several tracking scripts before showing anything. Our pages are pre-built static HTML with optimized images and almost no blocking JavaScript.

  4. YouDoes speed affect Google rankings?
    Funnel Suite team

    Google uses page experience signals, including Core Web Vitals, as part of ranking, but relevance and content quality matter more. Speed matters most for people: a page that appears instantly on a phone keeps visitors who would otherwise leave.

  5. YouWill calculators and chat slow the site down?
    Funnel Suite team

    Calculators are small and load only when they’re on the page. The chat widget loads after the page content, so the first view isn’t delayed.

  6. YouWhat is LCP?
    Funnel Suite team

    Largest Contentful Paint is the time until the largest visible element (usually the hero image or headline) has rendered. Google treats 2.5 seconds or less as good.

  7. YouWhat is INP?
    Funnel Suite team

    Interaction to Next Paint measures how quickly the page responds when someone taps or clicks. Under 200 milliseconds is good.

  8. YouWhat is CLS?
    Funnel Suite team

    Cumulative Layout Shift measures how much the page jumps around while loading. Under 0.1 is good. We prevent it by giving every image fixed dimensions and loading fonts carefully.

  9. YouWhere is the site hosted?
    Funnel Suite team

    On a global edge network that serves static files from a location near each visitor, with HTTPS, compression and caching configured.

Get a free audit of your current site

On the walkthrough we’ll run your current site through the same speed checks and show you what we’d change.

Free 30-minute walkthrough · no obligation · reply within 1 business day